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Privacy Policy and Terms & Conditions

Effective Date: Aug 7, 2025

Privacy Policy for SJS Title, LLC

SJS Title (“we,” “our,” or “us”) is committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, and protect the information you provide when interacting with us — online, in person, or via mobile communications.

1. Information We Collect

We may collect the following types of information:

  • Fill out a form on our website

  • Communicate with us by phone, text message, or email

  • Use our services (e.g., request title insurance, schedule a closing)

​The information may include:​

  • Name

  • Email address

  • Mobile phone number

  • Property address or transaction details

  • Any other information voluntarily submitted by you​​​​​​​​​

How We Use Your Information:

We may use the information we collect from you in the following ways:

  • Facilitate title insurance services, property closings, and related transactions.

  • Communicate with you regarding your transaction or service inquiries.

  • Provide SMS/MMS updates, notifications, and reminders when you have opted in.s

  • Respond to customer service inquiries

  • Send transactional or legally required communications

  • Comply with legal obligations and industry regulations

2. SMS/Text Messaging Policy

By providing your mobile phone number, you consent to receive conversational SMS messages from SJS Title, LLC. These messages may include:​​​​​​

  • Appointment confirmations

  • Status updates

  • Document or closing reminders

  • Transaction-related alerts

We do not send promotional or marketing messages via SMS.

Message Frequency: Varies by transaction
Message/Data Rates: Standard message and data rates may apply
Opt-Out: You can reply “STOP” to unsubscribe at any time
Help: Reply “HELP” or contact us using the details below

3. Data Sharing and Privacy

We are committed to protecting your privacy.

Your personal information, including mobile phone numbers, will not be shared with third parties for marketing purposes under any circumstances. Your data will not be transferred to external organizations under any circumstances. 

We do not sell, rent, trade, or otherwise disclose your information for any commercial or marketing purposes — under any circumstances.

We do not disclose any nonpublic personal information about our clients, borrowers, or sellers to anyone, except as is necessary in the mortgage loan transaction as may be necessary to effectuate the transaction with the lender that you have requested; to prevent fraud or unauthorized transactions; as otherwise required or permitted by law.

We restrict access to nonpublic personal information about you to those clients, lenders, third parties and employees who need to know that information to provide the requested settlement services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Please reach out to info@sjstitleco.com if you have any questions or concerns. Thank you.

4. Data Security 

We take the necessary precautions to protect your personal data from unauthorized access, disclosure, or misuse. This includes:​​

  • Limiting access to authorized personnel only

  • Following standard operational procedures to handle data safely

  • Storing data in secure, access-restricted systems

You have the right to:

  • Request access to or correction of your personal information

  • Withdraw consent for SMS communications at any time

  • Request that we delete your personal data when applicable

5. Contact Information

If you have any questions about this policy, or wish to contact the message sender, please use the information below:

6. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. When changes are made, we will revise the "Effective Date" at the top of the page.

Terms & Conditions

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Use of the Website

By accessing or using the SJS Title website, you agree to comply with these Terms & Conditions. If you do not agree, please discontinue use.

Services Offered

SJS Title provides title insurance, escrow, and real estate settlement services throughout New Jersey & Pennsylvania.

SMS Communication Terms

When you provide your mobile number and opt in, you agree to receive conversational SMS messages related to your transaction with SJS Title. These messages may include:

  • Appointment confirmations

  • Status updates

  • Document or closing reminders

  • Transaction-related alerts

We do not send marketing or promotional messages via SMS.

Message Frequency: Varies by transaction

Message/Data Rates: Standard carrier charges may apply

Opt-Out: Reply STOP to opt out at any time

Help: Reply HELP or contact our office at info@sjstitleco.com or (856) 406 4600 for assistance

User Responsibilities

By using this website and our services, you agree to:

  • Provide accurate and truthful information

  • Use our services and website in accordance with applicable laws

  • Refrain from interfering with our systems, services, or personnel

Limitation of Liability

SJS Title is not liable for:

  • Delays or failures in SMS message delivery

  • Charges incurred from your wireless provider

  • Events beyond our reasonable control

Changes to Terms & Conditions

We reserve the right to update these Terms & Conditions at any time. Continued use of the website or services indicates your acceptance of any changes.

Contact Regarding Terms

For questions or concerns regarding these Terms & Conditions, please contact:

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